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Archive for the ‘finances’ Category

bye bye student loan

So I called the bank today to cash in some of my RRSPs.  After the giant chunk of tax was taken out, I now have enough money to get my chequing account out of overdraft (it’s just over -$600) and pay off my student loan (finally!!) which is $1991.12.
That will save me $237.82 per month [...]

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Not that I count random mystery shops as a job, but when you do something for money, that counts as a job right?
Anyways, so now I have my full time admin job with a salary and benefits, I have my occasional mystery shop job where I make tiny amounts of cash in exchange for my [...]

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Apparently my insurance company owed me some money from when I cancelled my renter’s appartment insurance (now that mom’s home insurance covers all our crap).
Got a cheque in the mail for $45.99.  Have put it towards my Sims game and my new closet.  (That’s right, games before clothes.  I’ve got my priorities straight).

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I’ve signed up to be a secret shopper.  So far I have earned $5 and gotten 2 free movie rentals.
(of course i won’t get reimbursed for them until next month sometime, but something is better than nothing)

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So it’s official.  I’m broke.
Here’s how it went down.
Got around to talking to the man this morning about cashing in my RRSP’s ($12,000 minus the taxes we’d have to pay on the withdrawal) to pay down a couple of our high interest credit cards (Mappins for wedding & engagement rings – aprox $5000, Sears for [...]

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I’m going to cash in all the pennies and coins in my piggy bank (yes, I literally have a pink plastic pig I put my pennies and other assorted change and foreign currency in) and see how much I have.  I’d like to buy a copy of  The Sims 2: Free Time, but I’m going [...]

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At least not any time soon.  The rack in my closet collapsed about a week after we moved into my mom’s so my clothes have been in a heap in my closet, trapped between a wire basket system and the upper bar which is still hanging on by one side.  I have no where else [...]

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monday again

I finally got around to balancing my cheque book on Saturday and it’s worse than as bad as I thought.  I’ll post totals later, but basically we’ve got just enough to pay our bills for the next few months (actually not, we’ll be in overdraft several times) and in 3 or 4 months we’ll be [...]

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